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FINANCING
REQUIREMENTS AND TERMS
Financing
Requirements
Although PCDirectBiz.com does not approve solely on the basis of credit scores alone, we generally accept credit score as low as 485. Prior bankruptcy is allowed (bankruptcy must be discharged). All applicants must have a valid checking or savings account.
Each applicant must have:
1 . A valid checking or savings account.
2. Have a $1,200 monthly gross income (before any deductions).
3. Not currently be in bankruptcy (discharged OK).
4. Must be at least 18 years of age.
5 . Between 1 and 2 years at residence.
6. At least 1 year on job. (Less than a year but still in same field will be accepted).
(All above information will be verified prior to shipping computer)
Terms
All systems are $99.00* down and $50 to $92 monthly with 24-36 month financing. Monthly/weekly installments are approximately $100 less than a local rent-to-own center outlet's payments. All payments are reported to the 3 major credit-reporting agencies, Experian, Equifax and Trans Union.
Monthly installments are based on the creditworthiness of each customer as determined by the lender.
TIMELINE
FOR THE FINANCING OF YOUR NEW COMPUTER
1. Your completed application is submitted.
2. A credit decision is made within 30-seconds.
3. Follow on to finalize selecting your computer and entering in billing information.
4. You will be sent a link to download your lease 2 own agreement with complete instructions on mailing it back to us.
5. Once we receive your lease 2 own agreement back your information will be verified one last time.
6. Your computer will be shipped.
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